Many homeowners improve the landscaping and entrances to their homes for enjoyment; but, this activity also creates curb appeal that adds value to their homes. Members of an HOA engage in this activity as well; but they also pay dues used to maintain their HOA's common areas; and they contribute to Reserve Funds that are used to maintain and/or replace infrastructure owned by the HOA, known as the HOA's "Reserve Components" that should be listed and described in the HOA's "Re

Occasionally, a self-managed HOA's Board of Directors forgets that it has a responsibility to engage only in activities that benefit the shared common interests of the HOA's members. I have seen it happen hundreds of times which explains why I wrote an inexpensive E-Book that is available on my website that should help members overcome this problem. However, occasionally, some Boards deliberately commit Fraud, defined as a wrongful or criminal deception intended to result in