Having occasionally served on a few Boards of Homeowners’ Associations (HOAs), it is probably reasonable to say that volunteer Boards of new HOAs initially lack the knowledge, objectivity and self-discipline needed to respond to the needs of the HOA in a manner that benefits common interests of all of the HOA's members. That is, insufficient knowledge can lead to absence of objectivity for a Board's directors who may decide that the majority opinion of the Board determines w